L.J. Altfest & Co., Inc: - Take A Quiz - It may be time to take stock of your financial life

<body topmargin="0" leftmargin="0"> <table border="0" cellspacing="0" width="120" bgcolor="#6B0000"> </table> <div align="left"><table border="0" cellpadding="0" cellspacing="0" width="467"> <tr> <td><font FACE="Times New Roman" SIZE="4"><u><b><p ALIGN="CENTER">Take A Quiz</b></u></font><font face="Times New Roman"></p> <p ALIGN="JUSTIFY">Take this quiz<br> Are you a risk taker or a risk avoider? __________<br> Are you a spender or a saver? ___________ <br> How are you going to live comfortably during your retirement? _________<br> Do you procrastinate before making financial or investment decisions? __________<br> Are your investments are in the right place to help you meet your goals? __________</p> <p ALIGN="JUSTIFY">If you answered, "I don't know," to two or more of these questions, it is time to take stock of your financial life. </p> <p ALIGN="JUSTIFY">Many people seek financial advice when they have a major life change: inheritance, retirement, children to educate, marriage, divorce, or death of a loved one. Actually, financial planning and proper attention to investments is an ongoing process, best to start when you're young, and continue into your retirement years.</p> <p ALIGN="JUSTIFY">Let's look at two clients: One, Jimmy, came to see us when he was 34. He said he wanted to purchase a house, educate his son and daughter in the colleges of their choice, and plan for his retirement. When we asked how old his children were, he said they hadn't been born yet. But Jimmy had begun to plan. Now, at age 43, Jimmy has retirement accounts which we manage, owns a home, and has established education accounts for each of his two children (yes, he did manage to have a son and a daughter). Through good planning with professional assistance, Jimmy is on his way to meeting his goals. </p> <p ALIGN="JUSTIFY">Our second client, Madeline, inherited $850,000 in stocks and bonds. Madeline wanted guidance on which assets to keep, which to sell, and the tax ramifications of making changes in the account. We discussed Madeline's goals, her feelings about investment risk, her cost of living, sources of income, and other assets. We analyzed Madeline's portfolio, did an asset allocation for her, and drew up a new portfolio of no-load mutual funds, individual municipal bonds, and other investment assets based on Madeline's personal financial profile. Then we implemented our recommendations using a discount brokerage firm. We continue to manage these assets on an ongoing basis.</p> <p ALIGN="JUSTIFY">Financial planning and investment management helped these clients, and can work for you. It is a way to take charge of changes in your life and to plan for the future you want to achieve. Thinking ahead, seeking professional advice, and having your assets professionally managed can help you get to where you want to be. </font></td> </tr> </table> </div><div align="left"><table border="0" cellpadding="0" cellspacing="0" width="480"> <tr> <td width="100%" align="center"><font FACE="Times New Roman" SIZE="4">L.J. Altfest & Co., Inc.</font><font face="Times New Roman" size="3"><br> </font><strong><font face="Times New Roman,Times,Times NewRoman" size="2" color="#000000">116 John Street, Suite 1120<br> New York, NY 10038</font></strong></td> </tr> <tr> <td width="50%" align="center"><p align="center"><font face="Times New Roman,Times,Times NewRoman" size="2" color="#000000"><strong>Toll-Free: 1-888-5ALTFEST(1-888-525-8337)</strong></font><br> <font face="Times New Roman" size="2">Phone: 212-968-0707         Fax: 212-968-9133<br> Email: <a href="altfest@altfest.com">altfest@altfest.com</a></font></td> </tr> <tr> <td width="50%" align="center"><font face="Times New Roman" size="2">     | <a href="f_whoweare.htm" target="_top">who we are</a>  | <a href="f_whatwedo.htm" target="_top">what we do</a> | <a href="f_contactus.htm" target="_top">contact us</a>  | <a href="f_ourviews.htm" target="_top">altfest views</a> | <a href="f_databank.htm" target="_top">databank</a> |<br> | <a href="f_news.htm" target="_top">news</a> <a href="f_links.htm" target="_top">| links</a> | <a href="index.htm" target="_top">home </a>|  <a href="f_quiz.htm" target="_top">quiz</a> |  <a href="f_check.htm" target="_top">check accoun</a>t | <a href="f_calc.htm" target="_top">calculato</a>r |</font></td> </tr> </table> </div> </body>