Posts Tagged ‘Andrew Altfest’

Altfest Advisory Newsletter – Summer 2017

Tuesday, August 15th, 2017
Altfest Advisory Newsletter Altfest Advisory Newsletter - Summer 2017 Homeowners Insurance: Why You’re Likely Paying Too Much for Inadequate Coverage Andrew Altfest, CFP®, recently reviewed some clients' homeowners insurance policies. In each case, the policies contained unnecessary costs and inadequate coverage. In this article, Andrew shares some common insurance problems you can avoid. A sampling of things to review includes deductibles, contents, discounts, coverage amounts, replacement cost, and loss assessment coverage.   The Curious Case of Mysteriously Moving Markets The Chicago Board Options Exchange Volatility Index (VIX) is a popular measure for quantifying risk within the US equity market. It reflects investors’ appetite for risky assets. In this article, Sush Poddar discusses VIX and its role in how we at Altfest select certain investments. 

Zolpidem For Sale

Saturday, March 20th, 2010

The government wants more of your profits: should you sell before they need to be handed over?

By Andrew Altfest

andrew_img_57381_rgb-150x150 Zolpidem For Sale, It’s not unusual at this time of the year for taxes to be on our minds. In fact, Zolpidem long term, Zolpidem gel, ointment, cream, pill, spray, continuous-release, extended-release, you may be asking yourself, “How can I keep my taxes down?”

To help keep tax bills down, Zolpidem dangers, Zolpidem dose, the normal course of action is to defer income and the taxes on it for as long as possible. This is true for long-term capital gains, purchase Zolpidem for sale. Order Zolpidem online c.o.d, Until you sell an appreciated security and realize a long-term capital gain, in effect there is an opportunity to have an interest-free loan from the government that produces greater wealth as the security appreciates further, purchase Zolpidem online. Kjøpe Zolpidem på nett, köpa Zolpidem online, Because you are in charge of when to sell a security, you get to choose when the government is paid, fast shipping Zolpidem. However, with the capital gains tax rate scheduled to move from 15% to 20% next year, the question is should a security be sold that would not have normally been sold this year to take advantage of the 15% rate while it’s still here, Zolpidem For Sale. Zolpidem recreational, Caution should be taken in doing this. The analysis to decide if one would be better off selling early is dependent on the assumptions made, Zolpidem dosage. Is Zolpidem safe, Namely if the choice was made not to sell now how long would the investment be held and how will it perform. With a long-term investment strategy, Zolpidem no rx, Real brand Zolpidem online, paying capital gains taxes can be offset by tax-deferred investment growth—again, an interest-free loan, Zolpidem australia, uk, us, usa. Zolpidem For Sale, The success of selling won’t be known until you see how the market performs. Zolpidem duration, Future capital gains tax rates are far from certain now. While capital gains rates will go up if there is no government intervention, cheap Zolpidem no rx, Purchase Zolpidem online no prescription, the 2011 Budget that President Obama proposed has capital gains taxes going up for large earners. Where capital gains rates end up depends on what Congress decides; Will they decide to increase taxes only on high earners, effects of Zolpidem. Zolpidem schedule, If so, depending on your individual situation, Zolpidem pics, Zolpidem blogs, your capital gains could still be taxed at the 15% rate.

If the current laws do sunset, and there is no government action, there is another interesting consideration, Zolpidem For Sale. Depending on when the security was purchased and when the shares might be sold, where can i order Zolpidem without prescription, Zolpidem interactions, it might qualify for the special five-year rate in 2011, which is 18% (not 20%)—reducing any upside to selling early, Zolpidem without a prescription. Buy Zolpidem online cod, The AMT (Alternative Minimum Tax) also complicates this issue. It could be beneficial to recognize gains and pay state tax on the gain in a year when one is not subject to the AMT and the state deduction can be used to reduce federal income tax, Zolpidem mg. Zolpidem online cod, Depending on one’s situation, that might not be 2010, Zolpidem forum. Zolpidem For Sale, And finally we can’t forget about loss carryfowards. Japan, craiglist, ebay, overseas, paypal, If they exist, one would have to realize gains in excess of the carryforwards before they would be subject to the tax, where can i cheapest Zolpidem online. Zolpidem description, Sound complicated. That’s because it is, purchase Zolpidem online no prescription. Zolpidem price, coupon, This is due to the many factors at play, including the uncertainty over the rules and results subject to market conditions and holding periods as well as individual tax situations, Zolpidem from canada. With this in mind-- and considering the upside to selling early is relatively low even with a good outcome--  this is what I would advise: Realizing gains ahead of a possible tax increase should be investigated further only for those who are certain they will need to sell securities to withdraw money from their portfolio next year or for investors who are in the lower tax brackets and subject to the special 0% capital gains tax rate for 2010. Otherwise, for everyone else, I would advise business as usual - deferring income and the taxes on it. In other words, in most cases, do not sell your securities early for the sake of last rites for the 15% capital gains tax rate.

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Buy Ambien Without Prescription

Thursday, November 5th, 2009

Buy Ambien Without Prescription, By Andrew G. Altfest 

Andrew Altfest As our clients reading this know, buy generic Ambien, Ambien mg, Altfest Personal Wealth Management is a pretty traditional firm. For years we’ve mailed newsletters to our clients to advise them on personal finance issues like how to decide whether to convert from a Traditional IRA to a Roth IRA. 


But times are changing, Ambien no rx, Ambien gel, ointment, cream, pill, spray, continuous-release, extended-release, and blogs are a part of that. So when Karen, Ambien for sale, Japan, craiglist, ebay, overseas, paypal, Lew, Anthony Reinhart and I got together to talk about what we wanted to blog about our first step was to take a look at what else was out there (the first time most of us had ever been to blogs)and saw that financial blogs typically fall into two categories:

 * Blogs by individuals who share tips on things like the best rewards credit cards  
 * Blogs by traders and technical investors that tout new investment ideas and strategies

One similarity that these blogs have in common is that many of them have outrageous names, Ambien interactions, Ambien overnight, like “Fiscal Geek” and “Krazy Coupon Lady.” But they don’t seem to speak to the people we speak to every day at our firm.

At the Altfest blog, we simply want to share our expertise and offer our opinions on different personal finance topics and investment strategies that we feel will be important to the people we work with, Ambien results. Ambien without prescription, So, for example, Ambien from canadian pharmacy, Purchase Ambien, we set out to write about Retiring Well in the New York City Area, with the aim of education and giving people the ammunition needed to make intelligent decisions.  Our writings will span the personal finance spectrum, Ambien long term, Is Ambien safe, from evaluating investment ideas to deciding whether to refinance. We come across many, low dose Ambien, Generic Ambien, many ideas in our daily work, both in print and through discussions, Ambien treatment, Buy Ambien online no prescription, and we’ve decided to regularly share our thoughts on these ideas with you.


Just as the blog idea pretty much fell into our lap, another opportunity came along when Nancy Mandell—someone we respect and knew as a journalist and editor for Wealth Manager magazine, purchase Ambien online no prescription, Purchase Ambien online, an industry trade publication—told us she was moving to freelance writing. After a conversation we saw Nancy as a perfect guest blogger, order Ambien from United States pharmacy. Ambien forum, It quickly became clear that her experiences could help us explore the lifestyle side of Retiring Well in New York—as well as some other topics—while we at Altfest contribute more of the financial side. 

We see this blog as an additional feature for the Altfest family of clients, hope you enjoy our new blog and invite you to participate by sharing your experiences and comments on any of our blog subjects, online buying Ambien hcl. Ambien class, . Ambien from canada. Discount Ambien. Where can i cheapest Ambien online. Taking Ambien. Buy cheap Ambien. Get Ambien. Cheap Ambien no rx. Buy Ambien from canada. Ambien wiki. Order Ambien online c.o.d. Ambien duration.

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