Women’s Financial Salon with Jane Bryant Quinn

Wednesday, March 30th, 2016
On Wednesday March 9th a group of over eighty women attended Altfest Personal Wealth Management’s Women’s Financial Salon® at Scandinavia House to hear Jane Bryant Quinn speak.  Quinn, one of the nation’s leading writers on personal finance, spoke about savings and retirement planning.  After the presentation, Quinn held a signing of her latest book, How to Make Your Money Last: The Indispensable Retirement Guide.    

Karen Altfest Is Recognized on InvestmentNews’ inaugural Women to Watch list

Monday, March 21st, 2016
On March 16, 2016, Karen Altfest was honored by InvestmentNews as an inaugural member of its "Woman to Watch" list. This award recognizes female financial advisers and industry executives who are distinguished leaders at their firms. These women have advanced the business of providing advice through their leadership, passion, creativity, and willingness to help other women along the way. Below are Karen Altfest's comments at the awards ceremony.  

The Financially Savvy Woman™ Newsletter: Winter 2012 – 2013

Friday, December 28th, 2012
Financially Savvy Woman Newsletter The Financially Savvy Woman- Winter 2012 Issue Articles include: "Election Overload: What Can Women Do Now?" and "Altfest Advisors Address Your Concerns"

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Monday, January 16th, 2012

Buy Phentermine Without Prescription, The 2011 Women's Financial Spa®, Women, Money & Markets, was held in November. Karen Altfest was the keynote speaker, herbal Phentermine. Where can i cheapest Phentermine online, She was joined by the former Managing Editor of Wealth Manager magazine, Nancy Mandell, order Phentermine from mexican pharmacy, Phentermine pictures, and Altfest Personal Wealth Management CEO, Lewis Altfest, Phentermine class. Cheap Phentermine no rx, [flashvideo file=/wp-content/uploads/2011/12/2011Spa.flv /]. Phentermine gel, ointment, cream, pill, spray, continuous-release, extended-release. Phentermine no rx. Phentermine australia, uk, us, usa. Phentermine interactions. Order Phentermine online overnight delivery no prescription. Phentermine from mexico. Phentermine treatment. No prescription Phentermine online. Is Phentermine addictive. Phentermine overnight. Purchase Phentermine for sale. Is Phentermine safe. Order Phentermine no prescription. Online buy Phentermine without a prescription. Buy Phentermine no prescription. Phentermine cost. Phentermine blogs. Discount Phentermine. Taking Phentermine. Phentermine pharmacy. Phentermine natural. Phentermine results. Phentermine brand name. Phentermine description. Phentermine price. Canada, mexico, india. Buy Phentermine from canada. Cheap Phentermine. Rx free Phentermine.

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Retin-A For Sale

Friday, August 13th, 2010

Retin-A For Sale, ...With apologies to Arthur Miller, Brooklyn Bridge Park is a work in progress.

By Nancy Mandell

Last week, Karen Altfest hosted a docent-led tour of the Neue Museum’s collection of Viennese and German art with 15 of her sister alums from McGill University. Retin-A brand name, After a fascinating tour of works by German artist Otto Dix (on view through Aug. 30), Retin-A dose, Is Retin-A safe, we stopped for lunch in the museum’s Café Zabarsky.

When conversation turned to the subject of this blog, Retin-A overnight, Where can i order Retin-A without prescription, a friend of Karen’s who lives in—and loves—Brooklyn, told us of the exciting events that are taking place in Brooklyn Bridge Park this summer, my Retin-A experience. Kjøpe Retin-A på nett, köpa Retin-A online, The result of 20 years of advocacy and planning—as well as $226 million in funding from the Port Authority of New York & New Jersey and the City of New York—construction of Brooklyn Bridge Park began in January 2009, and the first six acres of the park—including the first waterfront promenade, Retin-A pics, Doses Retin-A work, lawns, a playground and the “Granite Prospect”—opened in March of this year at Pier 1 (Old Fulton Street), Retin-A reviews. Pier 6 opened in June, Retin-A For Sale. Get Retin-A, An additional 3.5 acres of parkland on Pier 1 and 1.4 acres of parkland on the Pier 2 uplands will be opened later this summer. Meanwhile, Retin-A price, Ordering Retin-A online, Brooklyn Bridge Park is offering a full schedule of events this summer, with activities planned for almost every day of the week, buy Retin-A online no prescription. Retin-A coupon, Starting at mid-week, Thursday evenings are reserved for Brooklyn Bridge Conservancy’s 11th annual Movies With A View ( Movies With A View) Bring a blanket to Harbor View Lawn at Pier 1—chairs are not permitted on the lawn—in time to picnic and enjoy music from 6 pm until the show begins at sunset, Retin-A schedule. Retin-A blogs, The schedule for the rest of the summer is:

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Feature films are preceded by shorts, Retin-A forum. Retin-A no prescription, This Friday (Aug. 13) there is a special event for the kids and grandchildren in your lives, Retin-A from canadian pharmacy, Retin-A samples, when the City Parks Foundation PuppetMobile Presents “Sleeping Beauty” on Pier 1. The free 90-minute show starts at 10:30 am, australia, uk, us, usa, Where to buy Retin-A, and is geared to 2- to 8-year-olds.

Over the next three Saturdays, the park offers a series of special tours and events: Sat., Aug, Retin-A For Sale. 13, Retin-A dangers, Is Retin-A addictive, the Conservancy conducts a walking tour to explore and identify The Trees of Brooklyn Bridge Park. The tour starts at 10:30 am at Pier 1, Retin-A from canada. Taking Retin-A, On the 21st, the Conservancy invites you to “Seining the River Wild” from noon to 1:30 pm using a 30-foot seining net to catch and release fish and other river creatures, buy Retin-A from canada. After Retin-A, Aug. Retin-A For Sale, 28 marks the beginning of Tug and Barge Week when two antique vessels—a tugboat and a barge— will be on view through the 31st. It’s important to make email reservations for the walkup tug trips however, real brand Retin-A online, Retin-A pharmacy, since each excursion is limited to 40 passengers. While the free tours and trips continue through Tuesday, Retin-A treatment, Retin-A street price, the week culminates from 5 to 8 pm that evening with a Community Fundraiser Admission of $35 includes refreshments and entertainment. For information call David Sharps at (718) 624-4719 x11 or email, Retin-A australia, uk, us, usa. Retin-A canada, mexico, india, Other ongoing events in the park are weekend walkup kayaking and rowing (BBPB Walk-Up Kayaking and Community Rowing) Saturday and Sunday afternoons at times depending on the tides. No training or prior experience required, but the ability to swim is, Retin-A For Sale. Kayaks are available on a first-come-first-served basis. All equipment is free.

From 3:30 to 4:30 every Sunday, you can also participate in a fitness program based on Latin and international dance music called ZUMBA presented by the Dodge YMCA (ZUMBA© presented by Dodge YMCA) at the Promenade in the southwest corner of Pier 1 or, in case of rain, in the Tobacco Warehouse.

On Tuesday evenings from 6:00 to 6:45 pm, interested visitors can meet at the Pier 1 Gatehouse for walking tours of the park led by some of the site’s designers and planners. It’s a great way to learn about the history and special features of the project. Reservations are recommended, but not necessary.

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Wednesday, April 7th, 2010

Buy Priligy Dapoxetine Without Prescription, By Nancy Mandell, guest blogger

The soft news last week was filled with stories about  how much better off  the country would be if women—or at least more women—were in positions of economic influence. Priligy Dapoxetine overnight, On March 29, the White House and the Treasury Department co-hosted an inaugural Women In Finance Symposium that brought together female leaders in politics, Priligy Dapoxetine no rx, Buy generic Priligy Dapoxetine, business, law and academia, effects of Priligy Dapoxetine. Priligy Dapoxetine reviews, Treasury Secretary Timothy Geithner welcomed the gathering, referring to an article he’d recently read asking what  the economy would be like if women  ruled Wall Street, Priligy Dapoxetine steet value. Discount Priligy Dapoxetine, “It’s an excellent question, but kind of a low bar, Priligy Dapoxetine from canada, No prescription Priligy Dapoxetine online, ” Geithner told the illustrious women gathered in the department’s Cash Room, continuing, comprar en línea Priligy Dapoxetine, comprar Priligy Dapoxetine baratos, Priligy Dapoxetine for sale, “How, you might ask, online buy Priligy Dapoxetine without a prescription, Priligy Dapoxetine over the counter, could women not have done better?”

Almost simultaneously, on a Website called TABB Forum, online buying Priligy Dapoxetine, Priligy Dapoxetine used for, Joseph Weber, an associate professor at the University of Nebraska’s College of Journalism, canada, mexico, india, Order Priligy Dapoxetine no prescription, expressed a similar opinion: “Researchers tell us that men are up to two-times as likely as women to be involved in fatal car crashes. This raises an interesting question: If there were more women on Wall Street, low dose Priligy Dapoxetine, Generic Priligy Dapoxetine, would we have fewer economic crashes?”

Weber has done his research. A study by sociologist Jennifer Schwartz showed that in 2004, more men were arrested for drunk driving than women; a researcher at the National Center for Disaster Mental Health Research showed men are less likely than women to obey traffic laws; and a study by Dana Yagil at University of Haifa suggests that while women look at traffic laws as necessary, men tend to consider them optional, Buy Priligy Dapoxetine Without Prescription.

Weber goes on to question whether road behavior is likely to be mirrored in the capital markets, Priligy Dapoxetine price. Buy Priligy Dapoxetine no prescription, If findings by mutual fund giant Vanguard that men are more likely than women  to sell stocks at the bottom are true, “One has to wonder, purchase Priligy Dapoxetine online, Priligy Dapoxetine wiki, ” he muses, “whether women traders are less likely to jump foolishly into bad deals or (more likely) to be guided by internal flashing yellow lights than men.”

Whether  you’re looking in the C-suites of investment banks or on the trading floors of the major exchanges, where can i find Priligy Dapoxetine online, Priligy Dapoxetine brand name, women remain under-represented. At the symposium, buy Priligy Dapoxetine without prescription, Priligy Dapoxetine from canadian pharmacy, Harvard Law Professor Elizabeth Warren—head of the Congressional Oversight Panel monitoring the government’s $700 billion bailout of the financial system—was able to find some humor in the dearth of women peers. “The good news is there’s no line for the ladies’ room, australia, uk, us, usa, Priligy Dapoxetine street price, ”she said. Priligy Dapoxetine images. Purchase Priligy Dapoxetine for sale. Cheap Priligy Dapoxetine. Priligy Dapoxetine pictures. Priligy Dapoxetine from mexico. Priligy Dapoxetine without prescription.

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Friday, March 26th, 2010

Barbital For Sale, Florida may be a great place to visit, but after a while, you might not want to live there anymore!


By Nancy Mandell, guest blogger


At Karen Altfest’s Women’s Salon a few weeks ago, I related a story that, in many ways, has served as the inspiration for this blog, realizing only later that it’s a story I have never shared in print. The real-life protagonist of this tale lives next door to my aunt in Delray Beach, buy Barbital without a prescription, Barbital natural, Fla. I have changed her name very slightly to Mona, japan, craiglist, ebay, overseas, paypal, Barbital overnight, just in case any of you are among her many friends and acquaintances in Manhattan.

Like my aunt, Mona recently turned 90, doses Barbital work. Buy Barbital online cod, Widowed more than 20 years ago, she has been a snowbird for most of them, buy no prescription Barbital online, Where can i buy cheapest Barbital online, commuting seasonally back to the apartment in Stuyvesant Town where she raised her family. A few months ago, generic Barbital, Online buying Barbital hcl, Mona made the decision to sell her Florida condo and retire, permanently, order Barbital online overnight delivery no prescription, Barbital used for, in New York.

New York City, Barbital For Sale. With its harsh winters, no prescription Barbital online, Buy Barbital no prescription, heavy traffic and high-rise buildings.

“I have a lovely place here, Barbital trusted pharmacy reviews, Barbital from canada, ” Mona told me over the phone from Delray, “but I feel that New York is home to me, Barbital results. Ordering Barbital online, And at this point, Florida has become a hardship—no transportation for shopping and, Barbital from canadian pharmacy, Barbital no prescription, even though I still drive, I find it a terrible chore to drive back and forth to the post office, Barbital alternatives, Taking Barbital, the grocery store… I don’t want to drive anymore!”

In fact, as soon as she moves, herbal Barbital, Where can i order Barbital without prescription, Mona is giving her car to one of her two sons. Although she is not disabled, buy cheap Barbital, Barbital brand name, she has some difficulty walking and when necessary, expects to make advance appointments to use the city’s Access-a-Ride transportation program for $2.50 each way, Barbital reviews. Barbital For Sale, Access-a-Ride takes qualified passengers anywhere in the five boroughs—“not just to medical appointments, but anywhere,” Mona explains, adding that she is careful not to abuse the privilege. Buy cheap Barbital no rx, Most of her doctors are at Beth Israel Hospital, which, what is Barbital, Barbital without prescription, in any case, is right across the street from Stuyvesant Town, canada, mexico, india. Barbital online cod, And while she has given up the subway, she has other transportation options, Barbital treatment, Order Barbital no prescription, as well.  Her apartment at 20th St. and the River is convenient to the 23rd St, Barbital forum. cross-town bus, which actually stops on 20th when it turns around at the River. With a transfer, she can go just about anywhere in the city for the MTA’s half-price senior discount price, Barbital For Sale.

And Mona has plenty of places to go even if she confesses to gadding about less than when she was younger. After retiring from the Board of Education, she became a docent at the New York Historical Society for four years. “When I left, they gave me a wonderful perk—a lifetime pass (for two) to any of the museums in the city—including the new MOMA. I don’t go too often now that I have some difficulty doing a lot of walking, but I love their silent film programs with live piano accompaniment.” (While not a guaranteed perk, that pass is certainly a reason for many of us to investigate volunteer and docent positions at our own favorite museum!)

But everyone needs a little help at some point, and Mona hopes to be able to continue having a private aide as she did in Florida thanks to an old private health insurance policy. Barbital For Sale, In Delray, the aide comes three-hours-a-day, five-days-a-week, drives her as needed, helps with grocery and other shopping and does light housework. Back in New York, Mona noticed a poster in the lobby of her building offering aides from Beth Israel to residents in need of some assistance. "I called, and they assigned me a lovely young lady—a dental student from Milwaukee—who did the marketing for me every Thursday,” she says.

Once a week, Mona walks through the complex to 16th St. to play Mah Jongg at its senior/community center, enjoying the “beautiful flowers and trees” en route. With a good book and a park bench, she doesn’t expect to miss Florida at all: “There comes a time in everyone’s life to make a change,” she says. “I had the good fortune to be able to enjoy Florida all these years, but I don’t want to hassle with it any more.”.

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Monday, March 15th, 2010

Tramadol For Sale, By Nancy Mandell, guest blogger

Last week, I had the good fortune to meet 25 of New York City’s finest—finest women, that is. Tramadol alternatives, Almost all of them were personal clients of Karen Altfest. Karen had invited them to lunch at the Cornell Club in midtown, Tramadol price, About Tramadol, asking me to lead a discussion focused on my blog about the inexpensive pleasures of retiring in the city—exceptional ways to enjoy the benefits of New York that enrich our lives without depleting our bank accounts.

To my delight, Tramadol without prescription, Purchase Tramadol online, most of the attendees brought along their own favorite tips on  parks, museums, Tramadol maximum dosage, Tramadol long term, concerts, fitness and even cemeteries—more about that later, buy cheap Tramadol. Is Tramadol addictive, Many already knew—as I did not—that Access-a-Ride does not just transport people with disabilities to medical appointments, but will actually take you anywhere in the five boroughs, Tramadol reviews, Order Tramadol from United States pharmacy, Nassau and Westchester for $2.50 each way, provided you give them the required notice by calling 877-337-2017, herbal Tramadol.

Many women were already members of TDF, the Theater Development Fund’s discount ticket program for seniors (as well as for teachers, employees of non-profits and other eligible people), Tramadol For Sale. Tramadol used for, After a membership fee of $30 ($27.50 through the end of this month,) tickets to Broadway and off-Broadway productions are available at from $27 to $30, buy Tramadol without a prescription. Where can i find Tramadol online, Off-off-Broadway seats can be had for $9.

But fewer were aware of Club Free Time whose $19.95 annual membership provides daily online listings of virtually everything free to do in the city—from concerts in concert halls, Tramadol no prescription, Kjøpe Tramadol på nett, köpa Tramadol online, churches and  parks to walking tours, meditation classes and  personal computer training, buy no prescription Tramadol online. Tramadol photos, While you can try a short-term membership at $2.95 for one month or $7.95 for three, only the annual membership entitles you to free or extremely low-cost theater tickets, Tramadol results. Tramadol For Sale, Lincoln Center’s attention to seniors and discounts in general were the subject of one of my earliest blogs on this site, but it took a couple of West Siders at the luncheon to turn us on to Lincoln Center’s new David Rubenstein Atrium—a previously underused pass-through from Broadway to Columbus Avenue between 62nd and 63rd Streets— where visitors can now sit down with a sandwich, attend free weekly performances or buy same-day discounted tickets. Order Tramadol from mexican pharmacy, Of course, no one can stay put all of the time, effects of Tramadol, Tramadol street price, so the subject of travel—especially to popular places like Boston, Philadelphia and Washington, online buying Tramadol, Tramadol dosage, D.C.—came up. Many of us had already heard of or traveled on Bolt Bus or Megabus, Tramadol wiki, Where can i buy cheapest Tramadol online, the two new very low cost carriers to those cities. A $25 (one-way) fare to D.C, buying Tramadol online over the counter. No prescription Tramadol online, even beats Amtrak’s sometimes available bargain fare of $49 each way for the same trip.

And oh yes, those cemeteries, Tramadol For Sale. Final resting places, Tramadol duration. Online buying Tramadol hcl, Not on your life—no pun intended. Two that were mentioned as delightful places to visit for their landscaping and events were Greenwood Cemetery in Brooklyn—a national historic landmark—and Maple Grove Cemetery in Queens, where to buy Tramadol. Comprar en línea Tramadol, comprar Tramadol baratos, And there are a lot more ideas to come. Canada, mexico, india. Purchase Tramadol.

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Monday, March 8th, 2010

Mefenorex For Sale, By Nancy Mandell

When I was young and single, one of my mother’s favorite refrains was to remind me that “it’s just as easy to marry a rich man as a poor one.”
Well, mom, times have changed. Today it can more truthfully be said that it’s easier—and more likely—for a man to marry a wealthier woman than a poor one, buy Mefenorex from mexico. Buy generic Mefenorex, A report on social and demographic trends from the Pew Research Center last month put my mother’s old saw to rest. Entitled “Women, cheap Mefenorex, Mefenorex over the counter, Men and the New Economics of Marriage,” the report examines how “changes at the nexus of marriage, get Mefenorex, Mefenorex australia, uk, us, usa, income and education have played out” among U.S-born men and women aged 30 to 44. For example, Mefenorex natural, Doses Mefenorex work, Pew researchers found that in 1970, only 4% of husbands had wives who brought home more income than they did—in 2007, Mefenorex from mexico, Where can i buy Mefenorex online, the number rose dramatically to 22%.

Higher earnings among women in the category went hand-in-hand with the fact that for the first time in history, more women than men in the group had college degrees, Mefenorex For Sale. In 1970, australia, uk, us, usa, Mefenorex coupon, according to the study, 36% of women were college graduates compared to 64% of men, Mefenorex class. Mefenorex gel, ointment, cream, pill, spray, continuous-release, extended-release, By 2007, the percentage of women with college degrees had risen to 53.5, order Mefenorex no prescription, Is Mefenorex safe, while the percentage of men with comparable educations had fallen to 46.5. So not only are men bettering themselves financially through marriage, cheap Mefenorex no rx, Order Mefenorex online overnight delivery no prescription, they are also marrying “up” educationally…which means, then, Mefenorex canada, mexico, india, Real brand Mefenorex online, that women are marrying down in both categories.

True—half of the 30 to 44-year-old U.S, online Mefenorex without a prescription. Mefenorex For Sale, born Americans are married to someone with a similar level of education—a proportion that has not changed much over four decades. Mefenorex pictures, But once you look at couples whose education levels vary, another story emerges: In 2007, rx free Mefenorex, Mefenorex mg, more wives had educational credentials that exceeded those of their husbands than the reverse. In 1970, where can i buy cheapest Mefenorex online, After Mefenorex, 28% of U.S.-born married women ages 30 to 44 had husbands with more education than they had, and 20% had husbands with less education, Mefenorex no prescription. Cheap Mefenorex, In 2007, 19% of wives had husbands with more education than they had, comprar en línea Mefenorex, comprar Mefenorex baratos, Mefenorex description, and 28% had husbands with less education.

In fact women in the respondent category are now the majority of both college graduates and those who have some college education, canada, mexico, india. As a result, “the spousal characteristics of American marriages have changed over the past four decades,” the study reports, Mefenorex For Sale. Effects of Mefenorex, When better educated women move into higher paying jobs—improving their earnings by 44% from 1970 to 2007, far more sharply than the 6% income growth of their potential mates—the decision as to who weds whom becomes a kind of gender reversal, online Mefenorex without a prescription. Mefenorex images, Granted, the recession served to reinforce the trend toward gender reversal because it has adversely affected the employment of men more than women, buy Mefenorex without a prescription. The U.S. Bureau of Labor Statistics tells us that males accounted for about 75% of unemployment in 2008. Mefenorex For Sale, In fact, women’s share of the employment pie increased from 46.5% in 2007 to 47.4% in 2009 alone, and will soon account for half of America’s workforce.

Of course, some things never change, or change even more slowly than others. In this category, men with every level of education continue to earn more than women. This may be because more men work in higher-paying fields and tend to work longer hours, or it may still be that women are more likely to leave the workforce for some period of time during their highest earning years to care for children or an ailing parent.

But the wage/gender gap no longer plays the role it used to in marriages where both couples work outside the home. And no one benefits more from this change than college-educated men, who—according to the Pew study—are today far more likely than their 1970s counterparts to marry  the highest-earning wives. And yes, the women are smarter.

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Thursday, January 21st, 2010

Buy Zopiclone Without Prescription, If you’re a female facing retirement, the answer is probably “yes.”

By Nancy Mandell, guest blogger

Nancy MandellThe bad news is that women worry far more than men about financial security in retirement. The good news, comprar en línea Zopiclone, comprar Zopiclone baratos. Purchase Zopiclone for sale, In the worry department, men are catching up, Zopiclone images. Zopiclone brand name, Of course it took a major recession for men to get the wakeup call. And some will argue that women are notoriously bigger worriers about almost everything anyway, Zopiclone schedule.

But it’s women who worry about ending up as bag women, while the only bagmen we’ve heard of are the middlemen shuttling ill-gotten gains between bookies and their capos, Buy Zopiclone Without Prescription. Zopiclone dangers, Women, after all, cheap Zopiclone no rx, Zopiclone pictures, have some very good reasons to be concerned about financial well-being in those golden years. We outlive men, Zopiclone maximum dosage, Buying Zopiclone online over the counter, on average, by about 5.2 years, Zopiclone long term. Zopiclone for sale, In the U.S., the average life expectancy for women is 80.4 years and for men, buy Zopiclone from canada, Zopiclone over the counter, 75.2. The average 65-year-old woman today can expect to live another 19.8 years or a total of 84.8 years, buy Zopiclone without a prescription. Buy Zopiclone Without Prescription, If she makes it to 75, she can expect an additional 12.6 years or a total of 87.6 years. Zopiclone gel, ointment, cream, pill, spray, continuous-release, extended-release, [The gender difference does shrink with age, however: A 75-year-old man can expect, my Zopiclone experience, Zopiclone from canadian pharmacy, on average, another 10.5 years or 85.5 years total.]

On the other hand, Zopiclone overnight, Zopiclone from canada, perhaps we should be feeling more secure. A 2006 study of Women, no prescription Zopiclone online, Zopiclone alternatives, Money and Power conducted for the Allianz Life Insurance Co. by retirement guru Ken Dychtwald’s AgeWave consultancy, rx free Zopiclone, Zopiclone coupon, found that:
     • Women control 48% of estates worth more than $5 million
     • By this year—2010—it is estimated that women will control 60% of the wealth in the United States
     • In 2003, almost two million women earned more than $100, buy generic Zopiclone, Zopiclone price, coupon, 000—a four-fold increase in just a decade
     • And 60% of women with business degrees and 75% of executive women working for Fortune 500 companies were out-earning their husbands.

Why, order Zopiclone from mexican pharmacy, Zopiclone no prescription, then, do poverty rates among women remain far higher than men among all age groups, is Zopiclone safe. Our longer life expectancy is one reason, Buy Zopiclone Without Prescription. Purchase Zopiclone online, The likelihood of outliving your money increases when your retirement may last as long as—or longer than—20 years, particularly if your nest egg has been set back by market losses over the last 18 months, online buy Zopiclone without a prescription. Buy Zopiclone without prescription, The Hartford, another insurance company that has researched the situation, Zopiclone results, Purchase Zopiclone online no prescription, delved more deeply into women’s concerns with its 2007 study of Why Women Worry [about Retirement].The results showed that women worried more about every category presented—inflation, health, taking Zopiclone, longevity, outliving resources—except one: Boredom.

Worrying may be tiresome, but it’s never boring.

Jamie Ohl, SVP and director of the Hartford’s Retirement Plans Group for Hartford Life, a subsidiary of the Hartford Financial Services Group, finds that women’s naturally conservative investment tendencies may well be another reason for their reduced circumstances. Buy Zopiclone Without Prescription, During the recent market downturn, she points out, “Women reacted by moving from their natural tendency towards a conservative position to a very conservative position. Conservative used to be 3-4%; now it’s 1%, which means that the worry of outliving their money becomes even greater.”

In fact, The Hartford’s 2009 Survey of Investments and Retirement, found that: 
     • 86.7%  of women were at least somewhat concerned about having enough money in retirement compared to 76.5% of men
     • 84.2% of women were less than confident that all of their
sources of retirement income will be sufficient compared to 72.3%
percent of men
     • Some 43.4% of women are more likely to expect to work longer and delay retirement, compared to 37% of men.

A further look at the results, says Ohl, shows that because of the economic upheaval, women are more likely than men to have reduced their standard of living (65.6% of women to 53.9% of men). And they’re saving 4% less than men. And because what women are saving is earning less,” Ohl explains, “the likelihood of running out of money becomes much more likely.”.

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